Payment reminders
EMIs collected. Relationships intact.
Polite, persistent reminders that work the EMI calendar without the cost of a human collections team.
the problem
Collections teams are expensive, hard to train, and famously off-brand. Late EMIs go to recovery; recovery costs goodwill — and often goes to court.
how halloo solves it
One AI employee runs the whole cadence — a WhatsApp nudge 3 days before the due date with a payment link, then a call if it's still unpaid, then a weekly check-in — never aggressive, always logged, and it stops the moment the EMI lands.
sample flow
What happens on a real call.
- 1T-3 days: friendly nudge call with EMI amount + payment link via WhatsApp.
- 2Due date: payment status checked from your ledger webhook.
- 3T+1 day: gentle check-in if still unpaid.
- 4T+3 days onward: weekly call, polite tone, log every interaction.
- 5Once paid: stops dialling automatically.
questions we get a lot
How does it know if the payment came in?
Webhook from your ledger or accounting system marks the row paid; the scheduler checks before every dial and skips if so.
Is this RBI-compliant?
halloo.ai is a tooling vendor, not a recovery agent. You configure the call windows, tone, and frequency to match your DRAA/RBI compliance posture.
Try it for your payment reminders workflow.
We'll wire up a demo employee for your exact use case in 48 hours.